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Understanding FSA & HSA: How to Use Them for Your Wellness Needs

Posted by Ebanel Marketing on
Family shot of FSA/HSA items

When it comes to managing healthcare expenses, Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) can be incredibly useful. These accounts allow you to set aside pre-tax dollars to pay for eligible medical expenses, ultimately saving you money. But did you know that many pain relief, skincare, and wellness products qualify for FSA/HSA reimbursement? Let’s explore what FSA and HSA are and how you can use them to purchase our top-quality products.

What is an FSA?

Flexible Spending Account (FSA) is a benefit employers offer that allows employees to set aside a portion of their pre-tax income for qualified healthcare expenses. The funds must typically be used within the plan year, though some plans offer a grace period or rollover option.

What is an HSA?

Health Savings Account (HSA) is available to individuals enrolled in a high-deductible health plan (HDHP). HSAs offer more flexibility than FSAs because the funds roll over each year and can be invested for future medical expenses. Contributions to an HSA are tax-deductible, and withdrawals for eligible expenses are tax-free.

How to Use Your FSA/HSA to Purchase Our Products

Our range of wellness and pain relief products may be eligible for purchase using your FSA or HSA funds. To ensure coverage, check with your provider and retain receipts for reimbursement. You can find a list of products that could be eligible here

  • Numb 520 Cream - A topical 5% lidocaine cream, clinically proven to provide temporary relief from pain, burning and soreness, and local and anorectal itching and discomfort associated with anorectal disorders and anorectal inflammation.

  • Numb 520 Spray - A topical 5% lidocaine spray with 0.25% Phenylephrine HCl, clinically proven to provide temporary relief from pain, burning and soreness, and local and anorectal itching and discomfort associated with anorectal disorders and anorectal inflammation

  • Lighting Pain Relief Cream & Roll-On - A powerful OTC pain relief cream with 4% Menthol and other natural inactive ingredients to naturally  and temporarily relieve minor aches and pains of muscles and joints associated with simple backache, arthritis, strains, bruises, and sprains.

  • 4% Lidocaine Hemorrhoid Treatment Ointment & 5% Hemorrhoid Treatment Cream – Maximum strength hemorrhoid relief featuring Lidocaine and Phenylephrine HCl to temporary relief from pain, burning and soreness, and local and anorectal itching and discomfort associated with anorectal disorders and anorectal inflammation, temporarily shrinks hemorrhoidal tissue, and reduces the swelling associated with irritation in hemorrhoids and other anorectal disorders.

  • Fungus Master – A potent antifungal treatment with 2% miconazole, and natural inactive herbal oils and remedies. It is proven clinically effective in the treatment of most athlete's foot (tinea pedis), jock itch (tinea cruris), and ringworm (tinea corporis), and effective for relief of itching, scaling, cracking, burning, redness, soreness, irritation, discomfort, itchy, scaly skin between the toes, and chafing associated with jock itch.

  • Callus Remover – A professional-strength formula with Urea, Epsom Salt, and Tea Tree Oil, designed to penetrate deeply and dissolve stubborn calluses. This fast-acting gel softens and breaks down rough, scaly, and thickened skin in minutes for smoother feet.

  • Bio Drying Lotion – A targeted acnespot  treatment for fast relief from blemishes, whiteheads, and blackheads. This overnight solution penetrates deep into the skin to eliminate impurities and prevent future breakouts.

How to Shop with Your FSA/HSA

  1. Confirm Eligibility: Check with your FSA/HSA provider to confirm product eligibility.

  2. Use Your FSA/HSA Card: If your provider allows direct purchases, simply use your FSA/HSA card at checkout.

  3. Keep Your Receipts: If manual reimbursement is required, submit your receipts to your plan administrator.

By utilizing your FSA or HSA, you can make self-care more affordable and accessible. Don’t let your pre-tax dollars go to waste—invest in your wellness today!

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